Slots continue to make up the majority of any catalog, typically 70 to 80 percent of the library. Alongside those you will find standard table games and video poker at every major regulated platform. The iOS app holds a 4.7 App Store rating, the highest of any real-money casino app in the US, and the Android app is equally well-received.

We tested every major licensed platform and narrowed it down to seven real-money online casinos that are worth your time right now. Here’s what made the cut based on welcome bonus value, payout speed, overall game depth and mobile performance. Loyalty programs reward consistent play with redeemable points, bonus cash, and exclusive perks. Many online casinos automatically enroll players after their first deposit, with VIP levels unlocked based on wagering activity. Higher tiers often provide faster withdrawals, custom bonuses, priority support, and other tailored benefits.

BetOnline – Best Casino Online for Live Dealer Games

These promotions are a win-win, giving both players a little extra incentive to get started. Online slots are the most popular games at digital casinos thanks to their simplicity, variety, and entertainment value. With themes ranging from Ancient Egypt to futuristic space worlds, there’s a slot for every mood. Many also feature bonus rounds and progressive jackpots, some of which can pay out life-changing sums with a single spin.

How can I speed up my first withdrawal at a fast‑payout casino?

Claim 15,000 Gold Coins + 2.5 Sweepstakes Coins free at signup — no purchase, no code needed — and dive into 1,000+ games. Online gambling is currently legal in Connecticut, Delaware, Michigan, Nevada, New Jersey, Pennsylvania, Rhode Island, and West Virginia. Other states such as California, Illinois, Indiana, Massachusetts, and New York are expected to pass similar legislation soon. Yes, in states like New Jersey, Pennsylvania, Michigan, and West Virginia. The best casino apps USA let you play anywhere — bus, couch, bathroom (no judgment).

Is Online Gambling Legal in the USA?

What once required the hassle of a trip to a casino can now be experienced instantly through licensed online casinos. This guide breaks down the top 20 online casinos in the U.S., focusing on licensed real money platforms first. All casinos are live, established, and widely trusted by U.S. players. HighBet has become a reliable choice for fast withdrawals in the UK thanks to its straightforward setup and smooth payment flow. The site offers a focused mix of slots, live tables and instant‑win games, but its real strength is how quickly it processes cashouts. PayPal is the standout option here, consistently delivering the fastest results during testing and making HighBet one of the best picks for players who prefer that method.

• Blackjack is one of the most played table games online because it combines chance with strategy.
• Dealers interact with players, creating an engaging atmosphere that resembles brick-and-mortar establishments.
• These are the factors that consistently speed up (or slow down) UK payouts, whether you’re using a mainstream operator or exploring options like a Bitcoin casino.
• Selecting the ideal online casino entails a thorough evaluation of several key factors to guarantee a secure and pleasurable gaming experience.
• The legal landscape of online gambling in the USA is complex and varies significantly across states, making navigation a challenge.
• Bovada has a rewards program that tracks your play across everything—casino, poker, and sports.
• Free spins are typically awarded on selected slot games and let you play without using your own money.
• The dominant supplier is Evolution Gaming, which operates studios across Europe, North America, and Asia under MGA and UKGC licenses.
• Many casinos offer video poker in their “specialty games” or “table games” sections.
• The casino supports a wide range of eWallets, which instantly makes it more appealing if you want quick access to your winnings without relying on slower bank methods.

Stay Mindful of Problem Gambling

BetOnline tops the list thanks to its high-RTP lineup, impressive welcome offer, and smooth withdrawals, but the 14 runners-up are right there with it. Choose your go-to games, claim a bonus that’s worth using, and play with the confidence that your winnings will be within reach when you’re ready to cash out. Cryptocurrency is the best banking method for fast payout casinos. Withdrawals using Bitcoin, Ethereum, or Litecoin are typically processed within 24 hours at our top-rated zero-fee payout casino sites, and often much faster. While some sites offer a single slot with a slightly higher RTP, BetOnline offers a well-rounded library as a high maximum payout casino. From the 98% RTP of Age of Leonidas up to 99% RTP or higher on its live blackjack tables, the entire catalog is built for value.

Highest Paying Casino Sites Ranked for July 2026

• Whether you’re hunting for top casino bonuses, chasing the best real cash slot apps, or just want a legit place to play — we’ve got you.
• An online casino is a digital platform where players can enjoy casino games such as slots, blackjack, roulette, and poker over the internet.
• MGM Rewards ties your online play to real-world perks at MGM properties.
• Two of the most important technical concepts in online casino games are Return to Player and volatility.
• The simplicity of gameplay, combined with the opportunity for substantial payouts, makes slots a perennial favorite among players.
• If you’re depositing with crypto, you’ll get a 300% match bonus up to $3,000, which is split evenly between the best payout online casino games and poker.
• If you like the live casino experience, then 888 can cater for you too.
• When you request a payout from a real online casino, you obviously want to get your winnings as quickly as possible.
• This guide ranks and reviews the best online casinos for US players, including mobile apps, live dealer games, newly launched sites, and real cash casino games.
• First withdrawals can sometimes take longer because casinos need to complete identity checks.
• Specialty games offer a change of pace from standard casino titles.
• Super Slots lives up to its name with one of the largest selections of games, banking options, and bonuses.

Choosing the right banking method at the best online casino sites is important for a smooth and secure experience. While all methods listed here are safe, we’ve outlined their standout features like fees, payout speed, and ease of use to help you decide what works best for you. We evaluate online casinos based on the usability of their mobile apps or browser-based platforms, focusing on design, speed, and functionality. Their VIP club lets players earn points for physical prizes while playing any of their 150+ games. Yet, they have enough top-tier slots and table games to keep any player occupied. Slots of Vegas has been a trusted name since 2004, offering around 150 games powered by Real Time Gaming.

If you have a complaint, first contact the casino’s customer support to try to resolve the issue. If you’re not satisfied with the response, look for an official complaints procedure or contact the casino’s licensing authority. Keeping records of your communications can help resolve disputes more efficiently. Every casino claiming certified fair play should have a downloadable audit certificate from eCOGRA, iTech Labs, BMM Testlabs, or GLI.

How Bonuses Influence Fast Withdrawal Times

Bovada is a licensed best online casinos online gaming site, regulated by the Union of the Comoros and the Central Reserve Authority of Western Sahara. It offers a complete sportsbook, casino, poker, and live dealer games for U.S. players. Start with their welcome offer and score up to $3,750 in first-deposit bonuses. The choice ultimately boils down to personal preference and the desired gaming experience within top-tier online casinos!

My #1 Rule Before Any Deposit

Clear, accessible withdrawal terms are a key part of the evaluation. Deposits and withdrawals work great with crypto—Bitcoin, Ethereum, Litecoin, the works. Getting started at a high-payout casino is a quick and easy process. We’ll walk you through the steps using our top pick, BetOnline, as an example. As a high paying casino, BetOnline supports more than 15 digital coins, including BTC, ETH, LTC, and even DOGE. In our latest testing (June 2026), our $500 Litecoin withdrawal from BetOnline hit our wallet in 42 minutes.

What’s the best casino game to win real cash?

Regulated casinos must hold player deposits in segregated accounts, separate from operational funds. This protects your money if the casino faces financial difficulties or bankruptcy—your deposits remain yours and can be withdrawn even if the casino closes. Cryptocurrency is gaining traction at online casinos, offering fast, private transactions with minimal fees.

• Cryptocurrency offers 1-24 hour withdrawals with added privacy, while bank transfers take 3-7 days but support higher limits ($10,000+).
• Bonuses always come with wagering requirements—typically 1x to 35x—that dictate how many times you must wager the bonus before withdrawing winnings.
• Whether you want to play slots online real money or hit the live casino apps USA, choosing the right site is everything.
• With online casinos, you can enjoy great sign-up promotions in addition to the convenient of gaming from the comfort of you’re home or wherever you bring your smartphone.
• Slots And Casino features a massive library of slot games and ensures fast, secure transactions.
• Video poker offers the highest RTPs in the casino—often exceeding 99% with perfect strategy.
• The next interesting aspect of BitStarz, the best real money casino, is that it has an exchange site, where a player is able to trade his/her cryptocurrency and then get fiat.
• The actual payout rate is your own winnings (or losses) from a single gaming session.
• With over 1,900 games in its collection, BetOnline is anything but short on options.
• You’ll receive your money with little time wasted once a fast paying casino approves your withdrawal.
• Online casinos offer you a great chance to enjoy casino games wherever you are.

Whether you’re after instant win games or trusted platforms with the fastest withdrawals, we’ve got your back. The real money casino games you’ll find online in 2026 are the beating heart of any USA casino site. From the spinning reels of online slots to the strategic depths of table games, and the immersive experience of live dealer games, there’s something for every type of player. The top-10 online casinos often shift as platforms tweak their welcome offers, add games and adjust promotions for existing users. We re-evaluate the what’s available to U.S. players in real money gambling states regularly based on what’s live right now. Here’s where each of these online casinos stands heading into July 2026.

Do I Have to Claim a Bonus? Can I Just Play Without One?

• You only need an email address and a password to sign up for BitStarz, the best real money casino.
• The welcome bonus is for all players who deposit a minimum amount, and the rollover should be 40x.
• There’s no human involved; the result of every spin or hand is generated by an algorithm independently audited by third-party labs.
• The exclusives of the best crypto casino are Big Bog, Genies Golden Lamps, Chick n Run, Blackjack, and Plinko, among others.
• German players seeking the besten online casinos under local law compare BetMGM.de, PokerStars Casino.de, and bet-at-home – all federally licensed.
• Enjoy a vast library of slots and table games from trusted providers.
• Withdrawals, especially via cryptocurrency, are usually processed within a day, but can take up to 7 days.
• Top online casinos like Ignition Casino, Cafe Casino, and DuckyLuck Casino offer a variety of games, generous bonuses, and secure platforms, making them excellent choices for US players.
• A Banker Bet usually has a 98.9% RTP, while a Player Bet is a little lower at 98.7%.
• Ignition’s VIP program frequently surprises loyal members with exclusive crypto free spins just for being active, along with VIP casino payouts.
• The best real money online casino depends on details like your funding method and which games you want to play.
• When it comes to bonuses, William Hill Casino (also known as William Hill Vegas) is the clear choice for the UK market.
• Slots are the most popular casino games, offering endless themes, bonus features, and jackpots.
• Understanding the house edge, mechanics, and optimal use case for each category changes how you allocate your session time and real money bankroll.

Get a quick look at the top online casinos worth your time—handpicked for the ultimate gaming experience. The most legitimate online casinos are those that hold valid licenses, have a strong reputation, and offer fair games with verified RTPs. Examples include Ignition, Slots of Vegas, and BetOnline, just to name a few. Slots are the most popular casino games, offering endless themes, bonus features, and jackpots. They have varying RTPs, volatility levels, and interesting features, so there’s something for every type of player.

What should I do if my casino account is hacked?

Today’s platforms allow players to play games at their own pace and within any budget while enjoying modern graphics, fast payments and generous promotions. The majority of players receive their payouts within 1-2 hours, a pace that is faster than just about all of its competitors. It also has a vast slots library, featuring some of the best slots to play online for real money. These best paying casinos are all reputable, trusted brands that are licensed and legal. DuckyLuck Casino is another great option for those getting started with online gambling since this site offers good customer service and a fast sign-up process.

Betting News

SlotFuel and CashPlay are leading the charts in 2025 with payout speed and player experience. Video poker combines elements of both slots and traditional poker. Players aim to form winning poker hands, and the better the hand, the more you win. It’s essential to verify that the online casino operates under an officially sanctioned gambling license issued by a well-respected regulatory authority. This section will discuss the importance of mobile compatibility and the unique benefits that mobile casino gaming has to offer.

However, in the rare event that a casino, with which they hold an account, ceases operations abruptly, they lack legal recourse to address their account balances. The welcome bonus of BitStarz welcomes crypto and fiat players, in which they can receive 300% up to 500 dollars or 5 Bitcoin and 180 free spins on their first four deposits. The welcome bonus is for all players who deposit a minimum amount, and the rollover should be 40x. William Hill keeps up the excitement with weekly free spins, cashback offers, prize draws, and seasonal promotions that add a little extra something to each visit.

What’s the quickest way to cash out?

The blackjack selection is a major highlight, with dozens of different tables, including multi-hand and single-deck variants that boast RTPs of up to 98%. Super Slots has a large collection of more than 1,800 games from providers like Betsoft, Nucleus Gaming, and Dragon Gaming. Yes — all gambling winnings are considered taxable income in the US.

FAQ: Real Money Online Casinos USA

• Specialty games offer a change of pace from standard casino titles.
• If you like the live casino experience, then 888 can cater for you too.
• Fanatics’ custom blackjack and roulette variants and Hard Rock Bet’s 24 platform-exclusive titles are current examples.
• The maximum you can withdraw per week is $2,500, which suits most players who play larger stakes at BTC casino sites.
• Two of the most important technical concepts in online casino games are Return to Player and volatility.
• MGM Rewards ties your online play to real-world perks at MGM properties.
• That often means weaker regulation, less oversight, and higher risk of unfair practices or payout issues.
• When you request a payout from a real online casino, you obviously want to get your winnings as quickly as possible.
• It is a licensed and regulated online casino that provides guaranteed quick payout when players win.
• This is a great way to familiarize yourself with game mechanics and rules.
• Make sure to withdraw any remaining funds before closing your account.
• And if you’re into anything besides poker, the game variety is kinda meh.
• Super Slots lives up to its name with one of the largest selections of games, banking options, and bonuses.

BetMGM’s 2,700+ game library with 150 exclusives and the largest progressive jackpot network in the country make it the highest-floor option among the top-10 online casinos. The no-deposit bonus alone makes this worth a signup even if you end up playing primarily elsewhere. All table games at licensed casinos display their rules, RTPs, and betting limits before you play. For a comprehensive comparison of all game types, see our casino games overview.

• It also advertises unlimited payouts, which adds extra value for players who do not want staged withdrawals.
• 888 is our top choice for fast withdrawal casino sites, but there are plenty of other great sites we recommend.
• Strong RTP across the catalogue as a whole is the clearest sign of long‑term payout potential.
• Staying informed about the legal status of online casinos in your state is crucial.
• FanDuel’s live dealer product also holds up well on mobile, which matters if you’re streaming from a phone.
• By staying informed about current and potential future legislation, you can make informed decisions about where and how to gamble online safely.
• RTP (Return-to-Player) is the percentage of wagered money a game returns to players over millions of plays.
• Live dealer games stream real casino action to your device, with professional dealers managing the tables in real time.
• The goal of responsible gambling isn’t to avoid losing – it’s to lose only what you decided to lose before you sat down.
• Ducky Luck runs 815+ games with a 96% median slot RTP, accepts US players, and processes crypto withdrawals in approximately 60 minutes.
• I treat weekly reloads as a “rent subsidy” on my wagering – they extend session time significantly when played on the right games.
• Individuals residing in these ambiguous states retain the ability to engage with online casinos.
• Unlike slots, video poker outcomes are influenced by player decisions, such as which cards to hold or discard.
• Exclusive Playtech slots, European roulette and high-RTP table games give bet365 a library that feels genuinely different.

The underlying mechanics of casino games impact their payout potential, but so do the fairness of the terms that apply to them. Game providers with the highest payout percentages overall include NetEnt, Play’n GO, and Thunderkick, among others. These developers have a solid reputation across Great Britain, but also with EU casinos that accept UK players as well.

Is it safe to play online casino games in the US?

Transactions using cryptocurrencies are generally faster than those processed through banks or financial institutions. This means that deposits and withdrawals can be completed in a matter of minutes, allowing players to enjoy their winnings without delay. Additionally, using cryptocurrencies typically incurs lower transaction fees, making it a cost-effective option for online gambling. Prioritizing a safe and secure gaming experience is imperative when selecting an online casino. Licensed online casinos adhere to strict regulations to guarantee fair play and protect player information.

Wagering must be cleared before any withdrawal is approved, which can extend payout times even at casinos with rapid processing. Low‑wagering and no‑wagering deals are the least likely to interfere with fast cashouts. The best payout casinos UK support the fastest payout casino methods, such as crypto, eWallets, and mobile wallets. The quality of an online casino partly hinges on the software developers they partner with.

The most common is the deposit match bonus (e.g., 100% match up to $1,000), which doubles your first deposit. Bonuses always come with wagering requirements—typically 1x to 35x—that dictate how many times you must wager the bonus before withdrawing winnings. Always confirm the casino operates legally in your state before signing up. An online casino is a digital platform where you can play casino games like slots, blackjack, roulette, and poker for real money.

• I play Mega Moolah occasionally with small recreational bets for the jackpot shot – never with bonus funds.
• Unity rewards connect your online play to perks at Hard Rock properties.
• These games require no strategy and deliver immediate results, making them ideal for casual play.
• We look at how quickly casinos complete ID checks, how often documents are requested and whether verification is ever used to slow down withdrawals.
• Slots with high RTPs like “88 Fortunes” or “A Night With Cleo” are solid too.
• Though a decade or so ago, unscrupulous and unregulated entities proliferated within the online casino sphere, they have largely been supplanted by reputable establishments.
• Withdrawals using Bitcoin, Ethereum, or Litecoin are typically processed within 24 hours at our top-rated zero-fee payout casino sites, and often much faster.
• After doing extensive research, we found casinos that offer generous bonuses, quality games, and user-friendly design, with Ignition coming out on top.

How do I make a deposit at an online casino?

BetOnline has the highest overall payout rate on our list, with a maximum RTP of up to 99.5% on select games. This is thanks to its large selection of high-RTP slots, table games, and video poker. Additionally, its fast processing times for crypto withdrawals mean players can access those high-payout winnings more efficiently than other best payout casinos online. As we move through 2026, the best online casinos for real money gaming stand out for their generous welcome bonuses and extensive game portfolios.

While seemingly trivial at first glance, engaging in underage gambling could result in forfeiture of all earnings upon scrutiny. Moreover, there exists the peril of legal ramifications, especially in certain jurisdictions. Crypto transactions are immutable, and once made, you can’t reverse them or get a refund. Every casino has its own merits and demerits, and BitStarz, the best crypto casino, is no different. Tick the boxes to agree to the terms and conditions and to receive bonuses every week.

JacksPay’s weekly 125% reload (up to $2,500, 30x rollover) is most valuable when paired with a planned withdrawal the same week. Deposit Monday, claim the reload, clear the wagering over 5–7 days on 96%+ RTP slots, withdraw by Sunday. I treat weekly reloads as a “rent subsidy” on my wagering – they extend session time significantly when played on the right games. We only list trusted online casinos USA — no shady clones, no fake bonuses. Most players use offshore casinos — legal gray area, but you won’t get arrested. Our recommended sites are licensed in Curacao or Panama and have been paying US players for years.

What Is the Best Strategy to Maximize Your Online Casino Payouts?

Always verify your local laws before signing up to any casino site. The security of cryptocurrency transactions is another major benefit. These transactions are based on blockchain technology, making them highly secure and minimizing the risk of hacking. This level of security ensures that your funds and personal information are protected at all times.

Roulette remains a staple of online casino gaming due to its fast-paced gameplay and variety of betting options. Players can wager on single numbers, groups of numbers or broader outcomes such as red or black. When a player spins a slot or plays a hand of cards, the RNG instantly determines the result. This process happens in milliseconds and cannot be influenced by players or operators. Reputable platforms are required to submit their games for independent testing to confirm fairness and accuracy.

Some casinos also require identity verification before you can make deposits or withdrawals. This isn’t a guaranteed edge, but it’s a genuine observation from 18 months of session logging. RTP (Return to Player) is the percentage of all wagered money a slot pays back over millions of spins.

• Customer support is available 24/7 via phone, and while the user experience is smooth, not all games are accessible in instant play mode.
• Bonus spins and free spins are often tied to slot games and may include wagering requirements.
• This speed matches the efficiency of eWallet casino payouts, ensuring players access their winnings without the stress and frustration of long waiting periods.
• The first step to gambling online at the best online casinos for real money USA is to register.
• For example, Las Atlantis Casino offers a $2,500 deposit match and 2,500 Reward Credits after wagering $25 within the first 7 days.
• BitStarz is famous due to the high-paying bonuses and promotions that attract new players and retain the current ones.
• It means that across millions of players and billions of spins, the game will return 96% of all wagers.
• A good online casino has technology that keeps transactions secure.
• This encryption technology acts as a shield against any unauthorized access.
• Caesars Entertainment backs the platform with automatic Caesars Rewards enrollment, so you’re building loyalty from spin one.

Progressive jackpot games, available in online slots and table games like poker and blackjack, offer growing prize pools that increase with every bet placed. Popular titles like Mega Moolah and Divine Fortune are well-known for their massive jackpots, which are triggered through specific combinations or side bets. While the odds of winning are lower, the potential payouts are far greater than standard prizes. Super Slots lives up to its name with one of the largest selections of games, banking options, and bonuses. While focused on top-tier slots, it also offers an impressive range of table games, video poker, and live casino options split into unique Black and Red categories.

Many fast payout casinos process crypto and e-wallet withdrawals 24/7, but bank-based methods and manual reviews may slow down on weekends or public holidays. DuckyLuck is a strong fit for this page because it combines a 30 free spins no deposit offer with approved crypto withdrawals that can be processed in up to 1 business day. That gives it a credible fast-payout angle for players who prefer crypto over slower traditional methods.

Crypto Casinos

The live dealer games section contains more than 30 blackjack tables, many of which are top live dealer payout games with up to 98.6% RTP. The highest paying online casinos featured on this page are all perfectly safe. They are legal, legitimate casinos operators that hold licenses with government agencies in the states in which they operate. When you win, withdrawing your winnings is a straightforward process. You can request a withdrawal, and the casino will process it according to its policies.

Slots of Vegas stands out with its 375% match bonus up to $25,000 and 50 free spins, paired with a notably low 5x wagering requirement. The licensed gambling platform offers some of the best slots online, with over 1,400 titles ranging from classic 3-reel slots to modern video slots and progressive jackpots. Most of the slots have RTPs above the industry-standard of 96% range, such as titles like Fruit Train Express, which reach 97%. Beyond slots, the casino offers multiple online roulette and blackjack tables, baccarat, keno, and bingo, including high-value variants like European Blackjack. This big win casino features a focused library of over 1,000 games, mainly from RTG, Rival, and Betsoft.

If you’re depositing with crypto, you’ll get a 300% match bonus up to $3,000, which is split evenly between the best payout online casino games and poker. With just a few clicks, online casino real money gaming is now accessible from the comfort of your home PC or mobile device. This comprehensive guide delves into the realm of casino gaming, shedding light on where to uncover the finest real money online casinos catering to US players.

Live dealer games stream real casino action to your device, with professional dealers managing the tables in real time. You can interact with the dealer and other players through a chat feature. These games offer an immersive experience that closely replicates playing in a physical casino.

• Advanced security protocols are essential for protecting personal and financial information.
• While the focus is on slots like Masks of Atlantis and Sweet Shop Collect, it also features a solid lineup of table games like blackjack and roulette.
• A game hunt is also simplified, as there is a search bar where you can find your favorite games.
• Still, Ignition remains the best online casino to go to when looking to play poker.
• Always read the paytable before playing – it’s the grid of payouts in the corner of the video poker screen.
• A great online casino should be easy to navigate, with a user-friendly interface that improves the overall experience.
• This section will bring together the key points discussed throughout the blog post and leave readers with a final thought to inspire their future gaming endeavors.
• Older platforms often carry legacy architecture that shows at the edges — slower cashiers, clunkier navigation, apps that feel like afterthoughts.
• The overwhelming majority of online casino platforms boast robust safety measures.
• In this guide, we also explore the different types of online casinos, standout games, and the most common promotions available.
• Many online casinos automatically enroll players after their first deposit, with VIP levels unlocked based on wagering activity.
• No deposit bonuses also enjoy widespread popularity among promotional strategies.

Features like search filters, favorites lists, and personalized recommendations contribute to an exceptional user experience. Crypto withdrawals are a highlight, processed within 24 hours, making this casino great for fast payouts. Yes, online casinos can be safe, provided you play at licensed and reputable sites.

Caesars and bet365 run the most polished live dealer lobbies among US operators — professional dealers, HD streams, multiple stake levels around the clock. FanDuel’s live dealer product also holds up well on mobile, which matters if you’re streaming from a phone. Scratch cards are simple, instant-win games inspired by traditional lottery scratch-offs. These games require no strategy and deliver immediate results, making them ideal for casual play. Slots also support a wide range of bonus features, making them a central focus of promotions and bonus offers. Casino platforms offer a wide variety of game categories, each designed to appeal to different play styles and risk preferences.

JetSpin launched in March 2025 — a mobile-first casino with real money games and instant payouts. To delete your account, contact the casino’s customer support and request account closure. Some platforms offer self-service options in the account settings. Make sure to withdraw any remaining funds before closing your account. Registering at an online casino usually involves filling out a simple form with your personal details and creating a username and password. You may need to verify your email address or phone number to activate your account.